Not Just Credit. Financial Relief.

You may qualify for up to $40,000.
It's free & won't affect your credit.

 

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Our Simple 3 Step Process

Complete Our Request Form

Start our loan-finding process by filling out our safe and secure request form. It takes just a few minutes to provide us with your information. Checking your loan options won’t impact your credit score. 

Review Your Results

Once we've received your loan request our affiliate lenders or lending partners will make a decision whether to approve your loan request or not based on the information given and within a few short minutes, you’ll learn if we were able to find a loan provider for you.

Receive Your Funds

If your approved loan request is funded by the lender or lending partner, your money may be deposited into your bank account as soon as the next business day.

Quick Decisions

Request your loan in minutes and get a funding decision as quickly as the next business day.

No Fees for Pre-payment

You can fully prepay your personal loan at any time with no prepayment fee.

Trusted Lending Partners

CreditLief only works with transparent lending platforms to ensure you get fair offers.

See what everyone is saying about CreditLief.

Good job CreditLief. I don’t like to leave comments or testimonials on sites but in this case, I feel like I needed to. I will be returning here if I need to borrow again.

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Mary E.
Downey, CA

My wife and I definitely recommend CreditLief. It was such a smooth experience and we are very thankful we were able to get the money we needed so quickly.

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Michael T.
Huntington Park, CA

I borrowed money from my bank a few years ago and it was such a hassle. I thought the process on CreditLief was going to be similar but I was surprised it was the opposite.

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Lisa J.
Anaheim, CA

I wasn’t sure what to expect on this site but I thought the process was very simple. I will definitely tell my friends and family to try CreditLief when they need to borrow money.

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Dan G.
San Francisco, CA

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Getting started does not affect your credit score.

Online Personal Loans:

Basic Th

Why borrow with an unsecured loan?

An unsecured personal loan is a type of loan that does not require collateral and based on your credit which you can repay in installments over time. Most people choose personal loans for reasons such as funding a significant purchase, credit card consolidation, improving your credit and more. It may also allow you to pay off high-interest debt or cover something expensive right away, then pay down the amount borrowed in manageable, fixed monthly payments. One of the main benefits and reasons people apply for personal loans is because the rates and fees are usually a lot lower than credit cards which in the long run might be an excellent way to be able to save some money. If you accept and agree to a loan offer, you’ll receive it in a lump sum, usually within a few days, and sometimes as soon as the following business day. With a personal loan, you can repay the amount you borrowed in fixed amounts, or installments, over a set amount of time (the loan term) such as 3 or 5 years, and a fixed interest rate so it will never increase. In the majority of cases, the better your credit score and history, the lower the interest rate you get in exchange for borrowing money. There are other factors you will want to take into consideration, and one number can’t tell your whole financial story!

Would a personal loan be a good fit for you?

Personal loans can be like rehab for your credit score if used responsibly and in a smart way. Since lenders report monthly payments to the three major credit bureaus, getting a personal loan may help you increase your credit rating as long as you keep your account in good standing by making your payments on time. If you continue to make your monthly payments on time, your credit should improve over time. The key is consistently making your monthly payments on time. There are many reasons for taking out an unsecured personal loan. You might need extra money for an unexpected situation or project. An unsecured loan is an excellent way to take advantage of lower interest rates compared to your current credit card. These are scenarios where a personal loan can be a lifesaver. You can utilize the money you borrow for unexpected medical bills, home renovations, or to consolidate your credit card debt. If you need from $1,000 up to $40,000 for any reason at all, CreditLief is a free service that can assist you in finding the funds you need.

Important Information

CreditLief is not a lender and does not make offers for loans, or broker loans to lenders and lending partners. We are a marketing company that promotes a network of trusted personal loan providers. Once you submit your loan request, we will attempt to connect you with one of the many lenders or lending partners in our network. The lenders and loan providers we have partnered with offer loan terms that range from 61 days to 84 months with an APR range of 4.84% to 35.99%. We will not make a hard inquiry into your credit, and it will not impact your credit score negatively.

Safety & Privacy

We're committed to your financial security and believe the success of the marketplace is tied to your financial safety and strive to exceed industry standards for privacy and security. You also play a crucial role in safeguarding your information. Scammers often try to trick consumers by pretending to be employees of financial companies. If someone contacts you asking for information or offering a service, be aware that we will never email you to collect your bank account number, credit card information, Social Security number, or date of birth. We will never ask you to download software in an email. We will never call or email you to confirm or change your password. We will never call you and ask for your credit card or debit card information. We will never call or email you to request for an advance fee in exchange for a loan or payment plan. If you have concerns about whether an email or phone call that seems like it's from CreditLief is legitimate, you can always contact us at 866-996-1885 to make sure. To learn more about how we protect your financial information, review our Privacy Policy.

Frequently Asked Questions

What is a personal loan?

A personal loan is a way you can borrow money where you are not required to use any collateral, such as your vehicle, house or anything of significant value, that the lender can repossess if you don't pay back the money you borrowed. These types of loans are a fast and convenient way to obtain the funds you need.

If CreditLief a direct lender?

We are not a lender. CreditLief is an independent, unbiased and free service that connects consumers looking for unsecured online personal loans with our trusted network of lenders and lending partners. Our online loan request form is intended to find a lender that will work with you, and you can decide the rest from there.

How are personal loans & credit cards different?

A personal loan is a form of unsecured credit, which means that you are not required to put up any collateral just like a credit a card. The main difference between personal loans and credit cards is that personal loans come with fixed interest rates and terms, which result in fixed monthly payments and an established pay-off date. Credit cards have variable interest rates that fluctuate over time and don’t have a fixed payoff schedule.

How much money can I borrow?

You can request a loan amount that ranges from $1,000 to $40,000 but the funds you will be able to borrow depends on a variety of factors which are determined by the lenders and lending partners in our network.

Does a request for a loan affect my credit?

Filling out a request form on CreditLief will not affect your credit score, however, if we are able to connect you with offers from lenders, you select an offer and decide to proceed with a prequalified rate, the lender will likely require that you provide additional information, as well as perform a hard credit pull. Hard credit pulls may negatively impact your credit score.

Latest News From The Blog


Must Have Items for New Homeowners

April 2, 2018 in Expenses, Homeowners

By Janin Ayala

You know what they say, buying a home is the biggest purchase you will make in your life, but no one tells you what comes immediately after. Along with this big buy comes a bunch of other smaller items you will want to get as well, making the purchase of your new home more challenging than you think. Having a home budget for purchasing a home is one of the first things you may want to consider, but one of the things people forget about is creating a budget for the items that go inside that brand new house.

Most home buyers, especially those that are doing this for the first time don’t even think about the many other hurdles that await them. After weeks or maybe months of waiting for the escrow to close and finally getting the keys to your house, there is a new challenge waiting for you and the signing of piles of paperwork will seem like a piece of cake compared to what comes next.

Continue reading »

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