By Janin Ayala
Home ownership is a big part of the American Dream for many families. But, owning a home comes with the possibility of major unexpected expenses when big-ticket items break — and there is no landlord to turn to for repairs.
If you are like the majority of Americans, you have a mound of debt that you are eager to pay off. In fact, the New York Federal Reserve released a report that the total household debt for Americans reached $12.73 trillion in 2017, surpassing the 2008 peak. Yikes!