Loan Uses

A personal loan through CreditLief can be used for almost any situation. Whether you are looking for a simple way to consolidate your debt, planning a home improvement project or dealing with an unexpected life event. CreditLief may be able to help, right when you need it the most.

Home Improvement

Whether you’re remodeling your kitchen or replacing your roof, you have many options to pay for home improvements, including a home equity loan and credit cards. But if you don’t have a lot of equity in your home or you’d rather not rack up credit card debt, consider a home improvement loan.

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Debt Consolidation

When you consolidate your debt you can save money on interest, enjoy a flexible loan amount, and choose your own pay-back terms. No matter which debt consolidation solution you choose, you can be more in control of your finances. Consolidating all of your balances can really pay off.

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Unexpected Expenses

No matter how well you plan for the future, unforeseen events tend to happen. If you don’t have an emergency fund or enough savings to cover those costs, a financial emergency can be a highly stressful situation. This is where an unsecured personal loan through CreditLief may help.

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When considering the fact that of businesses that fail every year, 82% fail because of cash flow issues, it’s no surprise that almost every small business owner will have this thought every once in a while. Though the question, “How does a business loan work?” is easy to wonder, it’s not quite as simple to answer.

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Vehicle Repair

Vehicle repair loans are usually personal loans that may be either secured or unsecured, depending on the lender. If it is unsecured, the loan typically requires a credit check. If the car repair loan is secured financing, the automobile's title is often used as the collateral for the loan.

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Medical care is expensive, but with the right tactics (and the right medical loan), you can afford the care you need. Whether you need medical financing for cosmetic surgery, vision correction or other medical procedures, we can help you obtain financing even if you have less than perfect credit.

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Want a vacation you’ve been planning for a while but don't know how do you pay for it? There may be an option for you to finance your travel that costs less than your high-interest credit cards. A vacation loan works the same way as a personal loan. The only difference is that it is intended to fund travel expenses.

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Having delinquent taxes is usually unexpected and not something you want hanging over your head. In most cases, you have three options to pay off this debt if you don’t have the cash on hand. An agreement directly with the IRS, paying taxes with credit cards or using a personal loan.

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Getting married can be expensive with the average cost in the U.S. at about $33,000. A wedding loan is an unsecured personal loan that you take out to pay for your ceremony or reception. Some lenders refer to this type of debt as wedding loans, while others categorize it as loans used for special occasions.

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Major Purchase

Paying for a large purchase on a high-interest credit card can be very costly. A fixed-rate personal loan can be used for almost any purchase whether it is planned or unexpected. Make your major purchase now and pay over time, with one low monthly payment that never increases.

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Student Loan Refinance

Refinancing your student loans can save you thousands and reduce your monthly payments. Student loan refinancing saves you money by replacing your existing college debt with a new, lower-cost loan through a private lender. You can refinance both federal loans and private loans.

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Moving into an apartment can take quite a bit of money in the form of security deposits, pet deposits and first and last month's rent, all required up front. But you can get a personal loan to rent an apartment even if your current financial situation does not allow you to do so solely on your current savings.

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